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What is Affirm?

Affirm (formerly known as PayBright) is one of Canada’s leading installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online. By selecting Affirm as a payment method, customers can enjoy their purchase immediately, while spreading their payments over time.

How do I use Affirm?

Here's how it works:

  1. Apply: Select Affirm as your payment option at checkout, or apply here.
  2. Get Approved: Use your mobile phone number and email to set up your Affirm plan within 60 seconds.
  3. Shop: Confirm your payment plan and then you’re done! Enjoy your purchase today and break up the cost.

Affirm will automatically debit/charge monthly payments using your preferred payment method. Available payment methods may vary depending on the payment plan selected.

Are there requirements to use Affirm?

To qualify for financing, you must:

  • To be the legal age of majority in the province or territory in which you reside (18 years of age (AB, MB, ON, PEI, QC, SK) / 19 Years of age (BC, NB, NF, NT, NS, NU, YK))
  • Canadian permanent resident or citizen
  • A Canadian bank account or Visa/Mastercard debit card (Your debit card must have the Visa or Mastercard logo). Available payment methods may vary depending on the payment plan selected.
  • An SMS-capable Canadian phone number and an email address

Driver Capital

Need a way to finance tires, wheels, or tire services? Ask about Driver Capital, a financing solution tailored to the automotive industry. Enjoy monthly payments based on the value of your vehicle, and not a credit score.

We offer Driver Captial at our store in Calgary. Ask an associate for more information on how to get started.

Buy What You Need Today

In today’s economy, lenders have become more strict with requirements, making it tougher than ever to obtain the financing you need. With a guaranteed Max Loan based on your vehicle, Driver Capital makes it easy for more people to get what they need through a unique alternative to traditional finance programs.

This program gives you the convenience financing brings, without the headaches of credit checks and approval processes.

How do I get started?

Here's how it works:

  1. Calculate your Max Loan Guarantee: Share basic vehicle information with us to recieve a guaranteed loan amount.
  2. Service your vehicle: Once you've made a purchase, we'll outfit your vehicle with their Shepherd Protect system.
  3. Enjoy your purchase: Driver Capital will provide friendly payment reminders via SMS, and your loan will be managed through their online portal.

1 Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see